Ng Lay Hoon

Exclusive Resource · Free Download

Graduate Playbook 2026


A financial-planning starter guide for fresh graduates — covering your first paycheck, CPF, insurance, saving, and building long-term resilience. In plain language.

What's Inside

1

Welcome — a new chapter

2

The big shift after graduation

3

What happens after graduation

4

Your first paycheck

5

Building your safety net

6

Understanding healthcare in Singapore

7

CPF without the confusion

8

Investing & wealth building

9

Common mistakes young professionals make

10

Life, not just money

Educational resource only. Does not constitute financial or investment advice.

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