AIG Personal Accident Plan · Students Studying Overseas
Heading overseas to study?
Be protected before you go.
Core Coverage
Personal benefits
| Benefit | Maximum |
|---|---|
| Accident Medical Expenses | S$15,000 |
| Emergency Medical Evacuation | Unlimited |
| Repatriation Expenses | Unlimited |
| Felonious Assault & Battery | S$75,000 |
| Hospital Visit (two-way travel) | S$5,000 |
| Compassionate Visit (two-way travel) | S$5,000 |
| Accidental Death & Permanent Disablement | S$150,000 |
| Study Interruption (tuition paid in advance) | S$10,000 |
| Sponsor Protection (unpaid tuition) | S$15,000 |
AD&PD: insured child under 18 on a Family Plan — S$50,000.
Travel inconvenience benefits
| Benefit | Maximum |
|---|---|
| Loss of Personal Baggage (max S$200/article) | S$2,000 |
| Laptop Computer | S$1,000 |
| Loss of Travel Documents | S$500 |
| Baggage Delay (S$50 per 6 hrs) | S$500 |
| Travel Delay (S$50 per 6 hrs) | S$500 |
| Personal Liability Abroad | S$300,000 |
| Overseas Residence Guard (fire) | S$3,000 |
| Worldwide 24-Hour Assistance (ATAP) | Included |
Optional Add-On
Accident & Sickness Medical
Additional overseas cover for accident injuries and sickness, with Singapore follow-up treatment up to S$5,000. An excess of S$100 per sickness claim applies.
| Insured | Plan A | Plan B | Plan C |
|---|---|---|---|
| Insured person | S$20,000 | S$80,000 | S$120,000 |
| Child <18 (Family Plan) | S$10,000 | S$40,000 | S$60,000 |
Premiums
GST-inclusive pricing
All amounts in Singapore dollars.
Individual Plan
| Duration | Core | Core + A | Core + B | Core + C |
|---|---|---|---|---|
| 6 Months (182 days) | 327.00 | 452.89 | 830.58 | 1,082.37 |
| 1 Year | 392.40 | 602.23 | 1,231.70 | 1,651.35 |
Family Plan
| Duration | Core | Core + A | Core + B | Core + C |
|---|---|---|---|---|
| 6 Months (182 days) | 719.40 | 996.37 | 1,827.27 | 2,381.21 |
| 1 Year | 863.28 | 1,324.90 | 2,709.74 | 3,632.97 |
Who It's For
- Aged 15–45
- Enrolled full-time at a registered institution outside Singapore
- 6-month or 1-year coverage
- Individual or Family plan
- One policy per insured per period
Good to Know
Country exclusions
No cover for travel in, to, or through Cuba, Iran, Syria, North Korea, or the Crimea region.
Main exclusions (summary)
War, illegal acts, professional/competitive and extreme sports, pregnancy/childbirth, suicide/self-inflicted injury, AIDS/HIV, mental and nervous disorders, pre-existing conditions, alcohol or non-prescription drugs.
Summary only — see the full policy wording for complete terms.
How to Apply
Three steps to coverage.
01
Download the form
Get Ng Lay Hoon's producer-coded application form below, or scan the QR code.
02
Complete it
Fill in student and sponsor details. Select your choice of plan.
03
Email to Lay Hoon
Send the completed form to layhoon@aig.com.sg. She will handle the rest.
Application form
Brochure
Also: product brochure · full policy wording.
Underwritten by AIG Asia Pacific Insurance Pte. Ltd. (Co. Reg. No. 201009404M). This page is for general information only and is not a contract of insurance. Protected under the Policy Owners' Protection Scheme (SDIC). AIG Producer Code: 693391.